Here is some good advice I found years ago and saved in a file. Not sure where I gathered it from, but it's good advice on finances on how to survive during good, bad, and especially uncertain times by preparing for the future. It is never too late to change one's ways, since you know not when God will bring you home. So if you are nearing retirement with the understanding that none of your ancestors lived past 85, beware, you could be the one who lives to be 110. that would be 25 years longer than you believe you will live. However, God could also call you home today.
The idea is to always be willing to accept good advice, and never believe it is too late to prepare for the future. One never knows what tomorrow may bring. I am nearing 61, and unemployed. 5 years ago I believed my job was secure and I would retire when I hit 65, or maybe later if I desired to continue working. The company I had worked the last 25 years for was forced to close down from the financial burdens of Obamacre.
